For a portion of the share price, Instalments offer investors the potential for dividends, franking credits and capital appreciation as if they owned the shares. At maturity, investors can pay a Final Instalment to receive the shares, roll into a new Instalment series or walk away from the investment receiving the residual value. As with any investment that offers the potential for profit there is a corresponding potential for loss. You should appreciate and understand all of the risks before investing in this product. Please see the relevant PDS for further details.